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FAQ's
Frequently Asked Questions
Here’s what affordability scores and AI-powered insights mean for you.
What is affordability score?
An Affordability Score shows how much you can comfortably borrow or spend each month. It’s based on your income and regular outgoings, giving the same view lenders use to make decisions. Click here to get started
Why not just credit score?
A credit score reflects your borrowing history. Affordability looks at your income and regular spending to help you understand your budget.
How do AI insights work?
Insights highlight patterns in the information you provide, helping you understand spending and find opportunities to save.
Does this affect credit rating?
Using Ventri to understand your spending does not itself involve a credit application or change your credit score.
How does this help approval?
Understanding your budget can help you make informed decisions. Ventri does not guarantee approval from a lender.
